Preserved Members

Members who have resigned from SAPOL and elected to retain their accrued police pension benefit until Age 55 are known as “preserved members”.

Preserved members become eligible to receive their police pension entitlement when they attain 55 years of age whether they have retired from the work force or not.

At age 55 a preserved member has the option to take their police pension as a lifetime payment adjusted twice annually (April and October) by the Consumer Price Index (for Adelaide), or commute part or all of the pension to a lump sum payment.

Benefits Overview

• Retirement Benefits payable from Age 55
  As a lifetime police pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). Preserved members have the option to commute any amount of the pension payable at Age 55, up to 100 percent into a lump sum payment.
  A preserved police pension is payable from Age 55 irrespective of whether the member has retired from the work force or not.
• Total and Permanent Invalidity Benefits
  Payable as a lifetime police pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). Members have the option to commute part of the pension into a lump sum payment depending on their age at the date of payment.
• Death Benefit - Spouse
  Payable to a surviving spouse (lawful, eligible de facto or putative) as a lifetime pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide). A spouse has the option to commute any amount of pension up to 100 percent into a lump sum payment.
• Death Benefit - Child
  Payable to an eligible child as a pension, adjusted twice annually (April and October) in line with the Consumer Price Index (for Adelaide).
• Death Benefit - Estate
  Payable to the estate of a deceased member, as a lump sum, in the event there is no benefit payable to a surviving spouse.